Maryland Health Connection

Affordable Healthcare

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In an effort to prioritize health and safety and in response to Coronavirus, Maryland Health Connection opened an Emergency Special Enrollment Period for uninsured Marylanders. To enroll in a Qualified Health Plan and learn if you may be eligible for tax credits to reduce your monthly payment, contact a Navigator. Medicaid enrollment is year-round if you qualify.

You can enroll in a health plan now through Tuesday, December 15, 2020.

When will the special enrollment period begin?

The coronavirus emergency special enrollment period will begin in March and end Tuesday, December 15. Here are the dates coverage will begin, depending on what day you enrolled in a health plan:

  • Enroll by April 15, 2020, coverage starts April 1, 2020

  • Enroll April 16-May 15, 2020, coverage starts May 1, 2020

  • Enroll May 16-June 15, 2020, coverage starts June 1, 2020

  • Enroll June 16-July 15, 2020, coverage starts July 1, 2020

  • Enroll August 6 -August 15, 2020, coverage starts August 1, 2020

  • Enroll August 16 - September 15, 2020, coverage starts September 1, 2020

  • Enroll September 16 - October 15, 2020, coverage starts October 1, 2020

  • Enroll October 16 - November 15, 2020, coverage starts November 1, 2020

  • Enroll November 16 - December 15, 2020, coverage starts December 1, 2020

Free consumer assistance is always available at

Is Coronavirus testing covered under a Maryland Health Connection plan or Medicaid?

Yes. Health insurance companies are required to waive cost-sharing, including lab fees, co-payments, coinsurance, and deductibles for any visit to test for coronavirus at a doctor’s office, urgent care center, or emergency room.

Can I qualify for the Coronavirus Emergency Special Enrollment Period even if I’m not sick?

Yes. All eligible, uninsured Marylanders may qualify for this emergency special enrollment period.

What do I need to apply?

Have these items ready when you apply.

We encourage all residents to closely follow the Centers for Disease Control and Prevention (CDC) and the Maryland Department of Health (MDH) for all health-related coronavirus questions.

“If your income has been reduced or you have lost your job, you may be eligible for financial help with your private health plan or you may qualify for Medicaid. If you’ve lost your job, you have 60 days to enroll.” Please call (866) 492-6057 to be directed to a certified Navigator in Harford County.

What has changed this year?

With health care in the headlines, here are the latest developments and what they mean for you and your coverage. For now, here’s what you need to know:

Open enrollment for 2020 health and dental plans has ended. If you are eligible for Medicaid or Maryland Children’s Health Program (MCHP), you can enroll any time. Beginning Jan. 1, 2020, pregnant women will be eligible for a special enrollment period.

Click here for more information

Maryland Health Connection’s consumer assistance organizations have staff in every county to provide free, in-person assistance to help you determine if you qualify to get lower costs for a private health plan, or if you qualify for free health coverage through Medicaid.

Dunlap Financial Services is an official partner of Maryland Health Connection and provides free, confidential in-person assistance to enroll in qualified health plans, dental plans, Medicaid, or the Maryland Children’s Health Insurance Program (MCHP). Our Navigators have the expertise to guide consumers through the marketplace, determine eligibility for financial help and cost savings on their health plans, and enroll them in coverage.


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