UnitedHealthcare Short-Term Medical Plans

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What are Short-Term Medical Plans

Short-Term health insurance plans, sometimes called Term health insurance or Temporary health insurance, are designed to bridge gaps in your health care coverage during times of transition.1

Short Term or Temporary health insurance plans may make sense if you are:

  • Rolling off your parent’s insurance

  • In between jobs

  • Without health insurance, have missed Open Enrollment and do not have a qualifying event for Special Enrollment

  • Waiting for your Affordable Care Act (ACA) coverage to begin

  • Waiting for benefits to begin at a new job

  • Waiting for Medicare

  • Needing a temporary alternative to COBRA insurance

  • Losing coverage following a divorce

  • Under 65 and in good health

In these situations and others where you find yourself temporarily lacking health care coverage, choosing a Short-Term health insurance plan may be just the security you need to get you to that next stage of your life.