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Whole Life Insurance

A Permanente Solution That Lasts a Lifetime

Whole life is the most common type of permanent life insurance. With whole life insurance, your premium payments remain the same over the life of the policy. You can choose how often you’d like to make premium payments, too – annually, semiannually, quarterly or monthly. Some whole life policies can be paid up after a certain number of years. And because your policy has predetermined, guaranteed cash values, you know what your policy's cash values are going to be.

Whole life insurance is good for people looking for life-long insurance options, predictable premiums, and the ability to accumulate a guaranteed tax-deferred cash value with a fixed rate of interest over time.

Benefits include:

  • A life-long life insurance policy

  • Fixed premium payments

  • A guaranteed cash value